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Our Partners
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For over 30 years John M. Floyd & Associates has helped more that 2,000 banks in 50 states manage
change and improve their bottom line. Consulting studies encompass non-interest income, overdraft
privilege, sales and service, expense control, operational effectiveness and enhancing the lending
process. Today, the most desired service by all banks is a method of increasing non-interest income
without raising fees. The addition of Overdraft Privilege is John M. Floyd &
Associates' proven product to allow you to increase your fee income dramatically without increasing
your service charge fees. Our clients have experienced increases in service charge income from 30%
to 50% which they have sustained over extended periods of time. Best of all, customers become more
profitable and have a higher satisfaction rate than before. John M. Floyd & Associates can help
you build an efficient and effective operation.
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| www.JMFA.com |
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JEMTECH(TM) Solutions, Inc. JEMTECH is in the business of delivering web-based information management
solutions to improve business productivity and profitability. JEMTECH Solutions enhances business growth
through secure, fast and cost-effective information access. JEMTECH's solutions allow employees,
customers and business partners to have secure and immediate access to critical business documents
of any type. Founded in August 1994 and located in New York City, JEMTECH achieved its initial success
as a customer software developer for document and content management solutions. In 1996, responding to
clients' requests for a low cost solution providing simultaneous access by multiple users and accommodating
multiple information formats, JEMTECH built its core offering, JEMNET, as a web-based information management
solution.
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| www.JemTechSolutions.com |
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Cypress provides application processing delivery systems that allow banks to deploy their credit policies
and pricing matrices, in combination with one or more embedded scorecards, with the goal of automating some
or all of the underwriting decision processes. The Company's flagship product, Cypress Mark IV, offers a
flexible risk-based loan application processing approach to the consumer lending business that includes tracking
applications from point of entry through debts reconciliation and underwriting, to point of funding.
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| www.go-cypress.com |
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